/* ============================================================
   NONO invest group — nono.pl
   Wariant B: złoty holdingu + kolory dywizji
   Edycja kolorów: zmień wartości w :root poniżej.
   ============================================================ */
:root{
  --black:#0E0E0E; --coal:#161616; --logo-black:#1A1A1A;
  --white:#FFFFFF; --offwhite:#F4F2ED; --paper:#EFECE5;
  --grey:#8A877F; --line:rgba(255,255,255,.12); --line-d:#DDD9CF;
  --gold:#C6A35F; --gold-light:#E0C893; --gold-deep:#A8863F;
  /* kolory dywizji (wariant B) */
  --invest:#C6A35F; --connect:#34657F; --connect-light:#5E92AF;
  --creative:#F7931E; --food:#B6CF4D; --insurance:#5E6E78; --insurance-light:#93A6B1;
}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:'Inter',sans-serif;background:var(--black);color:var(--white);line-height:1.7;overflow-x:hidden;cursor:none}
@media(hover:none){body{cursor:auto}}
::selection{background:var(--gold);color:var(--black)}
h1,h2,h3,h4{font-family:'Comfortaa',sans-serif;font-weight:300}
.serif{font-family:'Cormorant Garamond',serif;font-style:italic;font-weight:400}
img{max-width:100%;display:block}
.wrap{max-width:1320px;margin:0 auto;padding-left:56px;padding-right:56px}

/* ===== GRAIN ===== */
.grain{position:fixed;inset:-50%;width:200%;height:200%;pointer-events:none;z-index:99;opacity:.05;
  background-image:url("data:image/svg+xml,%3Csvg viewBox='0 0 250 250' xmlns='http://www.w3.org/2000/svg'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='0.7' numOctaves='3' stitchTiles='stitch'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)'/%3E%3C/svg%3E");
  animation:grain 8s steps(10) infinite}
@keyframes grain{0%,100%{transform:translate(0,0)}10%{transform:translate(-5%,-10%)}30%{transform:translate(3%,-15%)}50%{transform:translate(12%,9%)}70%{transform:translate(9%,4%)}90%{transform:translate(-1%,7%)}}

/* ===== CURSOR ===== */
.cursor{position:fixed;width:8px;height:8px;border-radius:50%;background:var(--gold);z-index:100;pointer-events:none;transform:translate(-50%,-50%);transition:width .25s,height .25s,opacity .25s;mix-blend-mode:difference}
.cursor.big{width:52px;height:52px;opacity:.55}
@media(hover:none){.cursor{display:none}}

/* ===== HEADER ===== */
header{position:fixed;top:0;left:0;right:0;z-index:50;display:flex;align-items:center;justify-content:space-between;gap:20px;
  padding:20px 56px;transition:background .4s,padding .4s}
header.scrolled{background:rgba(14,14,14,.88);backdrop-filter:blur(14px);padding:12px 56px;border-bottom:1px solid var(--line)}
.logo-wrap{display:flex;flex-direction:column;align-items:center;gap:5px;color:var(--white);text-decoration:none}
.logo-wrap img,.logo-wrap svg{width:92px;height:auto;display:block}
.logo-sub{font-family:'Comfortaa',sans-serif;font-size:8.5px;letter-spacing:.46em;margin-left:.46em;color:var(--gold)}
nav.desktop{display:flex;gap:22px}
nav.desktop a{position:relative;color:var(--white);text-decoration:none;font-size:12px;letter-spacing:.1em;opacity:.75;transition:.25s;font-weight:400;white-space:nowrap}
nav.desktop a::after{content:"";position:absolute;left:0;bottom:-6px;width:0;height:1px;background:var(--gold);transition:width .3s}
nav.desktop a:hover{opacity:1}nav.desktop a:hover::after{width:100%}
.lang{display:flex;flex-wrap:nowrap;white-space:nowrap;gap:8px;font-size:10px;letter-spacing:.05em;align-items:center}
.lang a{color:#666;cursor:pointer;transition:.2s;text-decoration:none}
.lang a.active{color:var(--gold);font-weight:600}
.lang a:hover{color:var(--white)}
.burger{display:none;background:none;border:1px solid var(--line);border-radius:4px;color:var(--white);padding:9px 12px;font-size:16px;cursor:pointer}
nav.mobile{display:none}

/* ===== SEKCJE — wspólne ===== */
section{position:relative}
.s-label{display:flex;align-items:center;gap:16px;margin-bottom:40px}
.s-label .n{font-family:'Cormorant Garamond',serif;font-style:italic;font-size:18px;color:var(--gold-deep)}
.s-label .l{width:46px;height:1px;background:var(--gold)}
.s-label .t{font-size:10.5px;letter-spacing:.4em;text-transform:uppercase;color:var(--grey);font-weight:500}
.dark .s-label .n{color:var(--gold-light)}
.dark .s-label .t{color:#7c796f}
.div-logo{display:flex;align-items:baseline;gap:18px;margin-bottom:14px}
.div-logo img{width:180px;height:auto}
.div-logo em{font-family:'Comfortaa',sans-serif;font-style:normal;font-size:30px;letter-spacing:.3em;font-weight:300}
.minihead{font-size:10.5px;letter-spacing:.4em;text-transform:uppercase;color:var(--grey);margin:36px 0 18px;font-weight:500}
.dark .minihead{color:#7c796f}
.btn{position:relative;display:inline-flex;align-items:center;gap:14px;padding:18px 40px;font-family:'Comfortaa',sans-serif;font-size:12.5px;letter-spacing:.18em;text-transform:uppercase;text-decoration:none;border-radius:60px;overflow:hidden;transition:.35s;will-change:transform;border:none;cursor:pointer}
.btn .arr{transition:transform .35s}
.btn:hover .arr{transform:translateX(6px)}
.btn-gold{background:linear-gradient(110deg,var(--gold) 0%,var(--gold-light) 50%,var(--gold) 100%);background-size:200% 100%;color:var(--black);font-weight:700}
.btn-gold:hover{background-position:100% 0}
.btn-ghost{border:1px solid rgba(255,255,255,.25);color:var(--white)}
.btn-ghost:hover{border-color:var(--gold);color:var(--gold-light)}
.btn-dark{background:var(--black);color:var(--white)}
.btn-light{border:1px solid rgba(255,255,255,.25);color:var(--white)}
.micro{display:block;margin-top:16px;font-size:11.5px;color:var(--grey);font-weight:300}

/* ===== HERO ===== */
.hero{min-height:100vh;display:flex;align-items:center;overflow:hidden;background:radial-gradient(120% 90% at 75% 10%,#1d1c19 0%,var(--black) 55%)}
.hero-pattern{position:absolute;inset:-12% -5%;will-change:transform}
.hero-inner{position:relative;z-index:2;max-width:1320px;width:100%;margin:0 auto;padding:170px 56px 120px}
.hero-kicker{display:flex;align-items:center;gap:18px;margin-bottom:42px}
.hero-kicker .dash{width:72px;height:1px;background:var(--gold)}
.hero-kicker span{font-size:11px;letter-spacing:.5em;text-transform:uppercase;color:var(--gold);font-weight:500}
.hero h1{font-size:clamp(42px,6.6vw,96px);line-height:1.1;letter-spacing:.01em;max-width:21ch}
.hero h1 .serif{font-size:1.06em;color:var(--gold-light)}
.hero h1 strong{font-weight:700}
.hero-sub{margin-top:46px;display:flex;gap:28px;align-items:flex-start;max-width:640px}
.hero-sub .rule{width:1px;align-self:stretch;background:linear-gradient(var(--gold),transparent)}
.hero-sub p{font-weight:200;font-size:17px;color:#BDBAB2;line-height:1.85}
.hero-cta{margin-top:56px;display:flex;gap:20px;flex-wrap:wrap}
.hero-meta{position:absolute;z-index:2;bottom:44px;left:56px;right:56px;display:flex;justify-content:space-between;align-items:flex-end;font-size:10.5px;letter-spacing:.28em;text-transform:uppercase;color:#6d6a63}
.scrolldown{display:flex;flex-direction:column;align-items:center;gap:10px}
.scrolldown .wire{width:1px;height:54px;background:rgba(255,255,255,.15);position:relative;overflow:hidden}
.scrolldown .wire::after{content:"";position:absolute;top:-50%;left:0;width:100%;height:50%;background:var(--gold);animation:drop 2.2s ease-in-out infinite}
@keyframes drop{0%{top:-50%}60%,100%{top:110%}}

/* ===== MARQUEE ===== */
.marquee{background:var(--gold);color:var(--black);overflow:hidden;padding:20px 0;transform:rotate(-1.2deg) scale(1.02);z-index:3;position:relative}
.marquee .track{display:flex;width:max-content;animation:scroll 28s linear infinite;font-family:'Comfortaa',sans-serif;font-size:15px;letter-spacing:.34em;text-transform:uppercase;font-weight:500;white-space:nowrap}
.marquee span{padding:0 24px}.marquee i{font-style:normal;opacity:.45;padding:0 6px}
@keyframes scroll{to{transform:translateX(-50%)}}

/* ===== O NAS ===== */
.about{background:var(--offwhite);color:var(--black);padding:170px 0 140px;margin-top:-14px}
.about-grid{display:grid;grid-template-columns:320px 1fr;gap:80px}
.about h2{font-size:clamp(30px,3.6vw,52px);line-height:1.3;margin-bottom:42px;max-width:22ch}
.about h2 .serif{color:var(--gold-deep)}
.about-cols{display:grid;grid-template-columns:1fr 1fr;gap:48px;max-width:880px}
.about-cols p{font-weight:300;font-size:15.5px;color:#43413c}
.five{margin-top:64px;display:flex;align-items:baseline;gap:26px;flex-wrap:wrap}
.five .big{font-family:'Cormorant Garamond',serif;font-style:italic;font-size:120px;line-height:.8;color:var(--gold);font-weight:300}
.five p{max-width:46ch;font-size:15.5px;color:#43413c}
.five b{font-weight:600;color:var(--black)}

/* ===== INDEKS DYWIZJI ===== */
.divs{background:var(--offwhite);color:var(--black);padding:0 0 150px}
.dRow{display:grid;grid-template-columns:90px 1fr auto;align-items:center;gap:30px;padding:36px 10px;border-top:1px solid var(--line-d);text-decoration:none;color:var(--black);position:relative;transition:padding .35s}
.dRow:last-of-type{border-bottom:1px solid var(--line-d)}
.dRow .no{font-family:'Cormorant Garamond',serif;font-style:italic;font-size:20px;color:#9b988f;transition:.3s}
.dRow .name{font-family:'Comfortaa',sans-serif;font-size:clamp(26px,3.4vw,44px);font-weight:300;letter-spacing:.02em;transition:.3s}
.dRow .name b{font-weight:700}
.dRow .tag{font-size:11.5px;letter-spacing:.2em;text-transform:uppercase;color:var(--grey);display:flex;align-items:center;gap:16px}
.dRow .tag .arr{font-size:20px;transform:translateX(-8px);opacity:0;transition:.3s;color:var(--acc,var(--gold-deep))}
.dRow::before{content:"";position:absolute;left:0;top:0;height:100%;width:0;background:var(--acc,var(--gold));opacity:.07;transition:width .45s cubic-bezier(.22,1,.36,1)}
.dRow:hover{padding-left:26px}
.dRow:hover::before{width:100%}
.dRow:hover .no{color:var(--acc,var(--gold-deep))}
.dRow:hover .tag .arr{transform:translateX(0);opacity:1}
.dRow .dot{width:9px;height:9px;border-radius:50%;background:var(--acc,var(--gold))}

/* ===== SEKCJE DYWIZJI — wspólny szkielet ===== */
.division{padding:150px 0}
.division .big-no{position:absolute;right:4vw;top:50px;font-family:'Cormorant Garamond',serif;font-style:italic;font-size:24vw;line-height:.8;opacity:.035;pointer-events:none;user-select:none}
.division h3{font-size:clamp(22px,2.3vw,31px);line-height:1.5;max-width:32ch;margin:26px 0 44px}
.division .cols{display:grid;grid-template-columns:1.05fr .95fr;gap:80px}
.division .cols p{font-weight:300;font-size:15.5px;margin-bottom:20px}
.dark{background:var(--coal);color:var(--white)}
.dark .division-h3,.dark h3{color:#EFEDE7}
.dark .cols p{color:#A9A69E;font-weight:200}
.light{background:var(--offwhite);color:var(--black)}
.light .cols p{color:#43413c}
.chiplist{display:flex;flex-wrap:wrap;gap:10px}
.chip{padding:10px 22px;border:1px solid rgba(255,255,255,.16);border-radius:40px;font-size:13px;color:#D8D5CD;transition:.3s;font-weight:300}
.chip:hover{transform:translateY(-2px)}
.light .chip{border-color:#d9d6cf;color:#43413c;background:var(--white)}
.feature-card{position:relative;background:rgba(255,255,255,.03);border:1px solid rgba(255,255,255,.1);border-radius:6px;padding:34px 36px;margin-top:8px;overflow:hidden}
.feature-card::before{content:"";position:absolute;left:0;top:0;bottom:0;width:3px;background:var(--acc,var(--gold))}
.feature-card h4{font-size:18px;font-weight:500;margin-bottom:12px;letter-spacing:.04em}
.feature-card p{font-size:14px;color:#A9A69E;font-weight:300;margin:0 0 16px}
.feature-card a.link{color:var(--gold-light);font-size:12px;letter-spacing:.16em;text-decoration:none;font-weight:600}
.light .feature-card{background:var(--white);border-color:#E4E1DA}
.light .feature-card p{color:#5d5b55}
.points{list-style:none;margin-top:8px}
.points li{display:flex;gap:14px;align-items:flex-start;padding:13px 0;border-bottom:1px solid rgba(255,255,255,.08);font-size:14.5px;font-weight:300;color:#C9C6BE}
.light .points li{border-color:#E2DED4;color:#43413c}
.points li::before{content:"—";color:var(--acc,var(--gold));flex-shrink:0}
.guarantee{margin-top:30px;border:1px solid var(--acc,var(--gold));border-radius:6px;padding:24px 28px;font-size:14.5px;line-height:1.7}
.guarantee b{font-weight:700;color:var(--acc,var(--gold))}
.dark .guarantee{color:#D8D5CD}
.saleCard{position:relative;display:flex;justify-content:space-between;align-items:center;gap:16px;padding:24px 26px;margin-bottom:14px;background:var(--white);border:1px solid #E4E1DA;border-radius:4px;text-decoration:none;overflow:hidden;transition:.35s;color:var(--black)}
.saleCard::before{content:"";position:absolute;left:0;top:0;bottom:0;width:3px;background:var(--food);transform:scaleY(0);transform-origin:top;transition:.35s}
.saleCard:hover{transform:translateX(8px);box-shadow:0 18px 40px -28px rgba(0,0,0,.3)}
.saleCard:hover::before{transform:scaleY(1)}
.saleCard b{font-family:'Comfortaa',sans-serif;font-weight:500;font-size:16px}
.saleCard .what{display:block;font-size:11.5px;color:var(--grey);font-weight:300;margin-top:4px}
.saleCard .go{font-size:10.5px;letter-spacing:.2em;color:#7f9430;white-space:nowrap;font-weight:600}

/* oś czasu Insurance */
.timeline{display:grid;grid-template-columns:repeat(3,1fr);gap:0;margin:46px 0 10px;position:relative}
.timeline::before{content:"";position:absolute;top:7px;left:6%;right:6%;height:1px;background:linear-gradient(90deg,var(--insurance-light),var(--gold))}
.tl-step{padding:0 18px;position:relative;text-align:left}
.tl-step .dot{width:15px;height:15px;border-radius:50%;background:var(--coal);border:2px solid var(--insurance-light);margin-bottom:18px;position:relative;z-index:1}
.tl-step:last-child .dot{border-color:var(--gold);background:var(--gold)}
.tl-step .when{font-size:10.5px;letter-spacing:.26em;text-transform:uppercase;color:#7c796f;display:block;margin-bottom:6px}
.tl-step .brand{font-family:'Comfortaa',sans-serif;font-size:17px;font-weight:500;color:#EFEDE7}
.tl-step:last-child .brand{color:var(--gold-light)}
.tl-step .desc{font-size:12.5px;color:#86837b;font-weight:300;margin-top:6px}
.claim{font-family:'Cormorant Garamond',serif;font-style:italic;font-size:clamp(22px,2.6vw,34px);color:var(--gold-light);margin:40px 0 10px}

/* ===== DLACZEGO NONO ===== */
.why{background:var(--offwhite);color:var(--black);padding:150px 0}
.why h2{font-size:clamp(30px,3.4vw,48px);max-width:20ch;margin-bottom:30px}
.why h2 .serif{color:var(--gold-deep)}
.why .lead{max-width:62ch;color:#43413c;font-weight:300;font-size:16px;margin-bottom:54px}
.why-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:16px}
.why-card{background:var(--white);border:1px solid #E4E1DA;border-radius:6px;padding:28px 24px;transition:.35s}
.why-card:hover{transform:translateY(-6px);box-shadow:0 24px 50px -30px rgba(0,0,0,.3)}
.why-card .num{font-family:'Cormorant Garamond',serif;font-style:italic;font-size:30px;color:var(--gold);display:block;margin-bottom:14px}
.why-card b{display:block;font-family:'Comfortaa',sans-serif;font-weight:500;font-size:14.5px;margin-bottom:10px}
.why-card p{font-size:13px;color:#5d5b55;font-weight:300;line-height:1.65}

/* ===== PROCES ===== */
.process{background:var(--coal);padding:150px 0}
.process h2{font-size:clamp(30px,3.4vw,48px);color:#EFEDE7;max-width:22ch}
.process .lead{margin:26px 0 60px;color:#A9A69E;font-weight:200;max-width:58ch}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;counter-reset:step}
.step{border:1px solid rgba(255,255,255,.1);border-radius:6px;padding:36px 30px;position:relative;overflow:hidden;transition:.35s}
.step:hover{border-color:var(--gold);transform:translateY(-6px)}
.step .n{font-family:'Cormorant Garamond',serif;font-style:italic;font-size:64px;line-height:1;color:var(--gold);opacity:.85}
.step h4{font-size:17px;font-weight:500;margin:18px 0 12px;color:#EFEDE7;letter-spacing:.03em}
.step p{font-size:14px;color:#A9A69E;font-weight:300}
.process .cta-row{margin-top:56px;display:flex;align-items:center;gap:24px;flex-wrap:wrap}

/* ===== CTA ===== */
.cta{background:var(--black);padding:180px 0;text-align:center;overflow:hidden}
.cta .pattern-svg{position:absolute;inset:0;opacity:.5}
.cta-inner{position:relative;z-index:2;max-width:900px;margin:0 auto;padding:0 56px}
.cta h2{font-size:clamp(36px,5vw,72px);line-height:1.15}
.cta h2 .serif{color:var(--gold-light)}
.cta p{margin:36px auto 0;max-width:56ch;font-weight:200;color:#A9A69E;font-size:16px}
.cta .btn{margin-top:54px}
.cta .small{display:block;margin-top:26px;font-size:11px;letter-spacing:.3em;text-transform:uppercase;color:#6d6a63}

/* ===== KONTAKT ===== */
.contact{background:var(--offwhite);color:var(--black);padding:150px 0}
.contact-grid{display:grid;grid-template-columns:1fr 1.1fr;gap:90px}
.contact h2{font-size:clamp(30px,3.4vw,48px);margin-bottom:24px}
.contact h2 .serif{color:var(--gold-deep)}
.contact .lead{color:#43413c;font-weight:300;font-size:15.5px;max-width:46ch}
.channels{margin-top:44px;display:grid;gap:14px}
.channel{display:flex;align-items:center;gap:16px;background:var(--white);border:1px solid #E4E1DA;border-radius:6px;padding:16px 20px;text-decoration:none;color:var(--black);transition:.3s;font-size:14.5px}
.channel:hover{transform:translateX(6px);border-color:var(--gold)}
.channel .ico{width:38px;height:38px;border-radius:50%;background:var(--paper);display:flex;align-items:center;justify-content:center;font-size:16px;flex-shrink:0}
.channel b{font-weight:600;font-size:13.5px;display:block}
.channel span.val{color:var(--grey);font-size:13px}
form .row{display:grid;grid-template-columns:1fr 1fr;gap:16px}
form label{display:block;font-size:10.5px;letter-spacing:.22em;text-transform:uppercase;color:var(--grey);margin:0 0 8px;font-weight:500}
form .field{margin-bottom:22px}
input,select,textarea{width:100%;padding:15px 18px;border:1px solid #D9D5CB;border-radius:4px;background:var(--white);font-family:'Inter',sans-serif;font-size:14.5px;color:var(--black);transition:.25s;outline:none;-webkit-appearance:none}
input:focus,select:focus,textarea:focus{border-color:var(--gold);box-shadow:0 0 0 3px rgba(198,163,95,.15)}
textarea{min-height:140px;resize:vertical}
.form-micro{font-size:11.5px;color:var(--grey);margin-top:14px;font-weight:300}
/* kody QR */
.qr-block{margin-top:44px}
.qr-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:14px;margin-top:18px}
.qr-card{background:var(--white);border:1px solid #E4E1DA;border-radius:8px;padding:14px 12px 12px;text-align:center;transition:.3s}
.qr-card:hover{transform:translateY(-4px);box-shadow:0 18px 40px -28px rgba(0,0,0,.35)}
.qr-card .qimg{width:100%;aspect-ratio:1;display:flex;align-items:center;justify-content:center}
.qr-card .qimg img{width:100%;height:auto}
.qr-card b{display:block;font-family:'Comfortaa',sans-serif;font-weight:500;font-size:11.5px;margin-top:10px;letter-spacing:.04em}
.qr-card span{display:block;font-size:10px;color:var(--grey);letter-spacing:.04em}
@media(max-width:980px){.qr-grid{grid-template-columns:repeat(2,1fr)}}

/* ===== STOPKA ===== */
footer{background:var(--black);border-top:1px solid var(--line);padding:90px 0 40px}
.f-grid{display:grid;grid-template-columns:1.2fr 1fr 1fr 1fr;gap:60px;align-items:start}
.f-grid img{width:120px}
.f-desc{margin-top:18px;font-size:13px;color:#86837b;font-weight:300;max-width:32ch}
.f-col h5{font-size:10.5px;letter-spacing:.34em;text-transform:uppercase;color:#6d6a63;margin-bottom:18px;font-weight:500}
.f-col p,.f-col a{font-size:13.5px;color:#A9A69E;font-weight:300;text-decoration:none;display:block;line-height:2.1}
.f-col a:hover{color:var(--gold-light)}
.f-bottom{margin-top:70px;padding-top:26px;border-top:1px solid var(--line);display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;font-size:10.5px;letter-spacing:.2em;color:#5d5a54;text-transform:uppercase}

/* ===== REVEAL ===== */
.rv{opacity:0;transform:translateY(46px);transition:opacity 1s cubic-bezier(.22,1,.36,1),transform 1s cubic-bezier(.22,1,.36,1)}
.rv.on{opacity:1;transform:none}
.rv2{transition-delay:.15s}.rv3{transition-delay:.3s}.rv4{transition-delay:.45s}
@media(prefers-reduced-motion:reduce){.rv{opacity:1;transform:none;transition:none}.grain,.marquee .track{animation:none}}

/* ===== RESPONSYWNOŚĆ ===== */
@media(max-width:1080px){
  .why-grid{grid-template-columns:repeat(2,1fr)}
  .steps{grid-template-columns:1fr}
}
@media(max-width:980px){
  body{cursor:auto}.cursor{display:none}
  header{padding:14px 22px}header.scrolled{padding:10px 22px}
  nav.desktop{display:none}
  .burger{display:block}
  nav.mobile{display:none;position:fixed;top:0;left:0;right:0;bottom:0;background:rgba(14,14,14,.97);z-index:49;flex-direction:column;align-items:center;justify-content:center;gap:26px}
  nav.mobile.open{display:flex}
  nav.mobile a{color:var(--white);text-decoration:none;font-family:'Comfortaa',sans-serif;font-size:20px;letter-spacing:.08em}
  .wrap{padding-left:22px;padding-right:22px}
  .hero-inner{padding:140px 22px 110px}
  .hero-meta{left:22px;right:22px}
  .about-grid,.division .cols,.contact-grid{grid-template-columns:1fr;gap:36px}
  .about-cols{grid-template-columns:1fr;gap:26px}
  .dRow{grid-template-columns:48px 1fr}.dRow .tag{display:none}
  .timeline{grid-template-columns:1fr;gap:30px}.timeline::before{display:none}
  .why-grid{grid-template-columns:1fr}
  .f-grid{grid-template-columns:1fr;gap:40px}
  form .row{grid-template-columns:1fr}
  .division{padding:100px 0}.about{padding:130px 0 90px}.why,.process,.contact{padding:100px 0}.cta{padding:130px 0}
}

/* =================================================================
   ZDJĘCIA STOCKOWE — placeholder (do podmiany na własne zdjęcia).
   Styl: cz-b / mocno przyciemnione, akcent koloru z UI (DEC #7).
   Aby usunąć/zmienić: edytuj lub skasuj ten blok.
   ================================================================= */
.hero{
  background:
    linear-gradient(115deg, rgba(14,14,14,.78) 0%, rgba(14,14,14,.55) 45%, rgba(14,14,14,.86) 100%),
    radial-gradient(120% 90% at 75% 10%, rgba(40,38,33,.35) 0%, rgba(14,14,14,.95) 60%),
    url('../img/hero-skyline.jpg') center 30%/cover no-repeat;
}
.division.dark#invest{
  background:
    linear-gradient(100deg, rgba(20,19,17,.93) 0%, rgba(20,19,17,.80) 55%, rgba(20,19,17,.92) 100%),
    url('../img/invest-architecture.jpg') center/cover no-repeat;
}
.division.dark#creative{
  background:
    linear-gradient(100deg, rgba(18,18,18,.94) 0%, rgba(18,18,18,.82) 50%, rgba(18,18,18,.93) 100%),
    url('../img/creative-team.jpg') center/cover no-repeat;
}
.division.dark#insurance{
  background:
    linear-gradient(100deg, rgba(20,19,17,.93) 0%, rgba(20,19,17,.82) 50%, rgba(20,19,17,.93) 100%),
    url('../img/insurance-columns.jpg') center/cover no-repeat;
}
.process{
  background:
    linear-gradient(100deg, rgba(17,17,16,.95) 0%, rgba(17,17,16,.84) 50%, rgba(17,17,16,.95) 100%),
    url('../img/process-meeting.jpg') center/cover no-repeat;
}
.cta{
  background:
    linear-gradient(rgba(10,10,10,.86), rgba(10,10,10,.90)),
    url('../img/cta-earth.jpg') center/cover no-repeat;
}